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Introduction Over the past few years, finance has forayed into several specialized areas. Portfolio and security management, capital budgeting has become a significant tool itself for academics as well as business to blend numerous theories and subject to control the finances. With time, financial derivates have become an important aspect of stock marketing that could be utilized in risk management by several companies. Recently companies accounted for advances in project and infrastructure finances with a large project getting finances in a resourceful way for instance companies start focusing on the opportunity cost, merges and acquisition, and restructuring the process that we see now a day(Kurzan et.al, 2013).    The last two decades also saw a sudden increase in the activity nexus with credit and products derivates. In 2008 the financial meltdown slows the process because major experts blame the financial crisis due to the heavy application of structured products. ...

  In today’s world, due to immense presence of options, distractions are natural among people due to use of social media, stress, cell phones, emails, online meetings, PDAs, conference calling, bill payments and telephones, making mind multi-task to conduct different personal and professional doings. As stated by Achemu (2017) , due to multi-tasking, time management becomes difficult for the individuals for distributing time among the different work. People generally are cramming into accomplishing business activities and lives followed by managing, scheduling as well as prioritizing tasks those have become quite critical. While managing time into diverse activities, both quality and quantity are hampered to accomplish those tasks in scheduled time and hence time management comes into role for making best use of time. As opined by Aeon and Aguinis (2017) , time management is defined as the strategy of planning the available time as well as controlling time amount that has been spen...